Today we’d like to introduce you to John Wingate.
Alright, so thank you so much for sharing your story and insight with our readers. To kick things off, can you tell us a bit about how you got started?
I’ve always been driven by one question: how do we build systems that empower people, not just institutions?
That journey began early. By age seven, I was teaching myself to code, fascinated by how technology could bend reality into something new. Those long nights with glowing screens laid the foundation for a life of innovation—one that would eventually intersect with finance, AI, and cooperative systems. I’ve written a best selling book, Quantularity, that describes this future.
Over time, I saw how the financial system, as it stands, too often fails the very people it’s meant to serve. That conviction became the heartbeat behind BankSocial—a fintech ecosystem designed to empower credit unions and community banks with tools that rival big tech, but built with human dignity and fairness at the center.
We’ve created not just products—like Secura (fraud prevention and recovery), Nuron (an orchestration platform), and tokenized asset rails—but a framework for cooperative capitalism. It’s about giving ordinary people the same power, speed, and intelligence usually reserved for massive institutions.
My work is not about chasing hype; it’s about building durable systems that will stand for generations. It’s about convening regulators, credit union leaders, technologists, and communities to chart the path forward together.
And at the heart of it, my story is about family—my wife, my kids, and the idea that the future we are building must serve them and their children. Technology without humanity is empty. My mission is to fuse them into something extraordinary.
Can you talk to us a bit about the challenges and lessons you’ve learned along the way. Looking back would you say it’s been easy or smooth in retrospect?
I’ve always worked in industry where I was bringing disruption and disruptive technologies into existing ecosystems. Having the grit and tenacity to stick with it, even when others couldn’t see the vision or didn’t understand where this disruption was going the struggles have been buried and various.
Appreciate you sharing that. What should we know about BankSocial?
At BankSocial, we’re building the future of cooperative finance. Our mission is to give credit unions and community banks the same advanced tools as the largest institutions—delivered faster, easier, and more cost-effectively.
We specialize in creating technology that brings trust, transparency, and modern experiences into financial services. Our ecosystem includes:
• Nuron – an omnichannel orchestration platform that lets institutions launch digital experiences with speed.
• Secura – fraud prevention and recovery powered by AI and multi-party compute.
• Verifiied – a next-generation KYC/AML identity layer.
• Digital Asset Exchange & Stablecoin Rails – enabling safe, compliant access to tokenized finance.
What sets us apart is that we don’t just build apps—we build infrastructure that empowers financial cooperatives to scale while preserving their member-first values. Unlike fintechs that centralize control, our model distributes trust and authority back to the institution and its members.
We’re most proud of being known as the company that fuses human-powered AI™ with the cooperative ethos of credit unions. Everything we design—from payments hubs to recovery systems—is engineered to keep people in control while making institutions more resilient.
We want your readers to know that our work is not about hype; it’s about durability, compliance, and impact. We believe community finance deserves world-class technology, and we’re here to deliver it.
Contact Info:
- Website: https://BankSocial.io
- Other: All socials are in our website
