Today we’d like to introduce you to Ryan Grubbs.
Hi Ryan, can you start by introducing yourself? We’d love to learn more about how you got to where you are today?
I never set out to be just a “mortgage lender.” For me, this job has never been about numbers or paperwork, it’s about people.
When I first started in the industry, one of my close friends almost lost out on buying her first home because she felt overwhelmed by the process. No one was taking the time to explain things in a way she understood. I remember sitting with her late into the night, walking through every step, making sure she felt confident. When she finally closed on that home, the joy on her face is something I’ll never forget.
That moment changed me. I realized this work is about so much more than loans, it’s about guiding people through one of the biggest chapters of their lives. It also clarified for me how I wanted to structure my business moving forward: with patience, persistence, and a commitment to finding solutions when others won’t.
Since then, I’ve made it my mission to treat every client like family. I’ll answer your call after hours, I’ll celebrate with you at the closing table, and I’ll be by your side when the process feels overwhelming. Because at the end of the day, this isn’t about a transaction, it’s about helping you find a place to call home.
That’s why I do what I do.
I’m sure it wasn’t obstacle-free, but would you say the journey has been fairly smooth so far?
The road hasn’t always been smooth and honestly, I don’t think it’s meant to be. When I first started in this business, I faced all the challenges that come with learning a complex industry: figuring out the paperwork, navigating lending guidelines, and, most importantly, learning how to really connect with people during what can be one of the most stressful moments of their lives.
One of the hardest parts was working with someone who was told their dream of owning a home wasn’t going to come true from another lender or bank. Seeing the disappointment was something I was not willing to stand for in my business. That experience strengthened my patience and grit, and shaped how I approach structuring my business, making sure I go the extra mile to find solutions where others might give up.
Every struggle became a lesson. Every setback pushed me to be better, to communicate more clearly, and to fight harder for my clients. And over time, those challenges shaped the way I approach my work today, with heart, determination, and a deep commitment to making the home-buying process as smooth and empowering as possible.
Thanks for sharing that. So, maybe next you can tell us a bit more about your business?
My business is built around one simple idea: mortgages should feel personal, not transactional. I specialize in helping clients find the right loan program for their unique situation, whether that’s a first-time buyer stepping into their very first home, a veteran using their VA benefits, or a family upgrading to fit their growing needs.
What sets us apart is the team behind every loan. We don’t just process applications; we have an entire group of professionals reviewing each file, catching details others might miss, and carrying clients all the way through to the closing table. We also provide dedicated support for Spanish-speaking clients and even have an underwriter on our team, something most lenders can’t offer.
I’m known for persistence, I don’t stop at “no.” If there’s a solution out there, I’ll dig until I find it. Realtors trust us because they know we’ll communicate clearly, keep things on track, and protect their deals. Clients trust us because we treat their homeownership goals like our own.
Brand-wise, I’m most proud that we’ve built a reputation for being relationship-driven. At the end of the day, I want readers to know that this isn’t just about loans, it’s about opening doors, creating opportunities, and building futures. That’s the heart of my business.
Networking and finding a mentor can have such a positive impact on one’s life and career. Any advice?
Finding a mentor and building your network can feel intimidating at first, but it’s one of the most valuable things you can do in this business. For me, the key has been being genuine and curious. I look for people I admire, not just for their success, but for the way they treat clients and colleagues. I ask them thoughtful questions. Most people are happy to share their experiences if they see that you’re eager to learn.
Networking isn’t just about collecting contacts; it’s about building real relationships. I make it a point to show up consistently, whether that’s attending local real estate events, connecting with agents over coffee, or simply checking in with past clients and colleagues. Small gestures, remembering names, following up on conversations, celebrating someone else’s wins, go a long way.
One piece of advice that’s worked incredibly well for me: don’t be afraid to ask for guidance and be willing to offer help in return. Mentorship is a two-way street. When you genuinely invest in people, your network grows organically, and opportunities often come from places you least expect.
Contact Info:
- Website: https://crosscountrymortgage.com/flower-mound-tx-3384/wesley-grubbs/
- Instagram: https://www.instagram.com/theryangrubbsteam/?hl=en
- Facebook: https://www.facebook.com/ryan.grubbs.890381
- LinkedIn: https://www.linkedin.com/in/ryan-grubbs-82383a44/
